Moss

Fintech · AI · SaaS

Funding

Moss raises €30M Series C, becomes Germany's newest fintech unicorn

The round values the spend-management startup at €1B by betting finance teams want AI agents they can control, not ones that replace them.

• Berlin-based Moss closed a €30 million Series C led by Portage with existing backer Cherry Ventures, pushing its valuation past €1 billion.
• Founded in 2019 by Ante Spittler, Anton Rummel, Ferdinand Meyer and Stephan Haslebacher, Moss runs a spend-management platform combining corporate cards, invoice handling and reimbursements for European SMEs.
• The capital will build out Moss's 'Finance AI' suite, letting customers configure AI agents for tasks like statements, controlling and forecasting while keeping humans in the approval loop.
• Moss's own survey of 471 finance leaders found 48% rank control over AI as their top priority, versus just 6% who want full autonomy — the design principle behind its agents.
• The company now serves over 5,000 businesses across Germany, the UK, the Netherlands and Austria, generating more than €70 million in annual recurring revenue.
• Moss joins mobility firm Finn and robotics maker Neura Robotics as Germany's newest unicorns this year, a rare cluster of billion-euro valuations amid cooler VC sentiment.
• The round shows investors rewarding fintechs that pitch AI as an augmentation of finance teams rather than a replacement, a more cautious framing than pure-autonomy AI bets.