Decade

Fintech · AI Wealth Management · Latin America

Milestone

Decade exits stealth with $85M seed, Latin America's biggest ever

The founding team, both Nubank alumni, is betting AI advisors can extend private-banking-style wealth planning to millions of everyday Brazilians.

• Decade emerged from stealth with an $85 million seed round led by Greenoaks, Benchmark and Diffusion, which the company calls the largest seed round ever raised by a Latin American startup.
• Co-founders Vitor Olivier, Nubank's former CTO who helped scale the bank to over 100 million customers, and Felipe Meneses, founder of AI startup Hyperplane (acquired by Nubank), lead the venture.
• Decade pairs each client with a senior human advisor and an AI model that continuously monitors spending, investments and balance sheets via Open Finance, flagging unnecessary fees and tax inefficiencies.
• The raise tops the prior Latin American seed record of $40 million set by security startup Pax in May 2026, according to data from Distrito cited by NeoFeed.
• Decade was founded in September 2025 and quietly tested internally for five months before opening to clients in Brazil on the same day it announced the round.
• The round shows investors betting AI can replicate Nubank's playbook of disrupting Brazilian finance, this time extending multi-family-office-style wealth advice to a mass affluent audience long excluded from it.