Pliant

Fintech · B2B Payments · AI Agents

Funding

Pliant raises $80M Series C to open B2B payments to AI agents

Licensed, auditable payment rails become the chokepoint as AI agents start initiating business transactions on their own.

• Berlin fintech Pliant raised an $80 million Series C led by Seaya Nova and Speedinvest, with Illuminate Financial, Motive Partners, Molten Ventures and Citi Ventures also participating, to open its B2B payments infrastructure to AI agents.
• Founded in 2020 by Malte Rau and Fabian Terner, Pliant runs a modular B2B payments platform combining commercial card issuing, payment accounts, FX and spend management for over 5,000 businesses.
• Third-party AI agents like Claude and ChatGPT, plus a company's own automations, can connect to Pliant via the Model Context Protocol to embed payment workflows with built-in permissions, spending controls and audit trails.
• The $80M round is double Pliant's $40M Series B from April 2025, pushing total funding to roughly $200M after the company passed $100M in annual recurring revenue.
• Pliant is a principal member of Visa and Mastercard, holds an EU e-money licence and a UK FCA licence, and issues commercial cards in 13 currencies across 32 countries.
• The funding will back expansion in the US and Canada, entry into further international markets, and development of Pliant's agentic AI roadmap.
• As AI agents take on more of the B2B payment lifecycle, regulated and auditable infrastructure becomes the layer that determines who can actually move money safely, a position Pliant is betting it already holds over larger rivals like Stripe and Adyen.